Sunday, September 30, 2007

Criminal Defense Lawyer

A defense lawyer is an attorney that represents an accused party in legal matters, including in a court of law. The accused party is known as the defendant, hence the name, defense lawyer.
Many defense lawyers start out as prosecutors for the state. The prosecutor is there as an agent of the state, acting in the interest of the victim, but not representing them directly. Criminal proceedings, where there is a prosecutor, don't have a plantiff, per se, as the party that brings charges against the defendant is a public agency. If a party is charged with a crime and cannot afford to hire a private defense lawyer, the state will assign an attorney to represent the defendant. Though there are many talented state-appointed defense attorneys, accused parties with means usually hire their own defense lawyer.
In a criminal proceeding, the job of the defense lawyer is to vigorously defend his or her client by using the law to cast doubt on the prosecution’s case. It is up to the prosecutor to convince a jury beyond a reasonable doubt that the defendant is guilty. The defense lawyer does not have to prove the innocence of his or her client, as the law dictates that a person is innocent by default until proven guilty. However, if evidence exists that can exonerate a client, it is up to the defense lawyer to bring this evidence out when possible.
While it is incumbent on a defense lawyer to vigorously represent the client, there are limits. A lawyer cannot knowingly place a witness on the stand to perpetrate a lie, nor can a lawyer knowingly lie to the court. For this reason, in high profile cases, it is not unusual that a defense lawyer will not want to know if the client is guilty. Without that absolute knowledge, the defense strategy can remain more flexible.
Conversely, depending on the circumstances, it might help a defense lawyer to know the truth in order to strategize a mitigation of punishment by presenting the case in the best possible light, making allowances where there is no plausible denial. This might be the case if there is undisputed truth of guilt. Many of these cases are plea-bargained before they reach court or tried in hopes of getting a lesser sentence for the client, or even acquittal if there are sufficient mitigating circumstances.
In a civil proceeding, the job of a defense lawyer becomes tougher, because the threshold of guilt is lowered to a 51% preponderance or likelihood that the defendant committed the crime. Often, when defendants are found “not guilty” in criminal trials, the victims pursue civil remedies for financial restitution. Civil courts do not hand down prison sentences.
While a prosecutor can make a respectable salary, a high profile defense lawyer is one of the most lucrative careers in law. Defendants with assets that face possible prison terms are willing to pay the best lawyers to ensure the greatest possible chance of avoiding prison. Cases that go on for months can cost defendants millions of dollars. A high-profile defense lawyer is also often a celebrity due to the notoriety of his or her cases.
Arguably, the most recognized defense lawyer in the world is the late Johnny Cochran (1937-2005). In 1995, Cochran successfully defended Orenthal James Simpson against the murder of his ex-wife Nicole Brown and her friend, Ronald Goldman. Prior to that, Cochran’s other high-profile cases included the 1993 child molestation settlement of Michael Jackson, and in 1992, the defense of Reginald Denny, a Caucasian truck driver beaten with bricks during the 1992 Los Angeles riots

Refinance Home

Refinancing to an interest-only loan is a good choice for anyone looking to make their money work harder for them. For instance, making interest-only payments and putting the difference into an investment which brings a higher rate of return. Traditional mortgages offer no such option. That's something to think about if you're not maximizing your yearly 401(k) and IRA contributions.
But there are other things you can do with the extra cash you can have every month:
You could pay down high-interest credit card debt.
Save for your children's college tuition.
Buy or lease a second family vehicle.
Increase your home's value by making home improvements.
Set aside money for a rainy day.
Depending on your existing loan balance , refinancing to an interest-only loan could get you access to thousands of dollars over the course of several years to put to use as you think best.
Interest-only refinancing may also be a good option for people who expect move again before the end of the interest-only period of their home loan.

Friday, September 28, 2007

Bad Credit Home Loan

Our value of money is settled by different causes than those whichaffect the value of other commodities, or that the Bank has any despotism in that matterThere is, therefore, no ground for believing, as is so common, thatthe value of money is settled by different causes than those whichaffect the value of other commodities, or that the Bank has any despotism in that matter. It has the power of a large holderof money, and no more. Even formerly, when its monetary powers weregreater and its rivals weaker, it had no absolute control. It wassimply a large corporate dealer, making bids and much influencingthough in no sense compellingother dealers thereby.There are some site that have good credit..

Consolidate Student Loan

Why should I consolidate my federal student loans?

Federal student loan consolidation might be right for you:
Might mean a substantially lower monthly payment
Lock in a fixed rate that can’t increase
May offer more aggressive borrower incentives than your existing loans
Convenience of one monthly payment
May help prevent default

Federal Consolidation Loans
Guaranteed by the federal government, these loans offer attractive interest rates and repayment provisions.
Private Consolidation Loans
Many of these loans offer competitive interest rates, co-signer release, and longer repayment options than your original loan.

Cheap Auto Insurance

Shopping for car insurance is a necessity today, and looking for cheap car insurance almost sounds like an oxymoron. But it is not impossible to find cheap car insurance from reputable companies as long as you know what questions to ask first. Being smart is always going to get you on the best road to finding quality, cheap car insurance.
First question to ask in order to find cheap car insurance is, ?What do I want from my car insurance?? Do your research and determine what you want and what you need. Make a list of coverages in order of what you need down to the frills of what you want. This way, when you shop around for cheap car insurance, you can see exactly how much insurance you can afford, but you also know exactly what you can live with and live without.
Second question to ask yourself when looking for your cheap car insurance is, ?What is my budget?? Determine how much you can afford to spend each month/quarter/year on car insurance. As you get quotes for cheap car insurance, you will know exactly what you can afford.
Third, do your research into the companies from which you are getting cheap car insurance quotes. Ask yourself if they are reputable. There are two easy ways to determine if a cheap car insurance quote is coming from a reliable company. Ask friends/family and check ratings. You may be looking for cheap car insurance, but do not sacrifice reliability for a few dollars.
Fourth, ask yourself what you can do to make yourself a better candidate for cheap car insurance. How can you save money? First look at the things that can take you for being eligible for cheap car insurance to making it more expensive. Are you accident free? How is your credit rating? What neighborhood do you live in? Do you drive for work? How far do you drive? What do you do for a living? All these things go into determining if you can get cheap car insurance or if you will have to pay more. Try to change all the things you can, especially becoming a safer driver and improving your credit rating, in order to get the best cheap car insurance available.
Once you have your cheap car insurance quotes in front of you, then determine which company will work best for you. This is where ratings are important, and so are recommendations and other research. Take your time to determine which cheap car insurance quote you are going to purchase. Find out which company will do the most to service your needs with the best customer service ? for the least money.
Cheap car insurance doesn?t mean skimping on insurance. You can find great deals out there for less money just by doing your research and understanding insurance will help you find cheap car insurance that is also good car insurance.

Mesothelioma

Mesothelioma is a form of cancer that is almost always caused by previous exposure to asbestos.[1] In this disease, malignant cells develop in the mesothelium, a protective lining that covers most of the body's internal organs. Its most common site is the pleura (outer lining of the lungs and chest cavity), but it may also occur in the peritoneum (the lining of the abdominal cavity) or the pericardium (a sac that surrounds the heart).
Most people who develop mesothelioma have worked on jobs where they inhaled asbestos particles, or have been exposed to asbestos dust and fibre in other ways, such as by washing the clothes of a family member who worked with asbestos, or by home renovation using asbestos cement products. Unlike lung cancer, there is no association between mesothelioma and smoking [2]. In an effort to raise awareness of this form of cancer, the Meso Foundation has declared September 26th National Meso Awareness Day.

My Life


At 25 years of age,married.my wife’s name is Mae,by the way we got married last july 7,2007,Mae is 5 months pregnant that time.Before the wedding we keep the situation to our parents that she’s pregnant, just because she’s only 20 years old and 1 year to go before she graduate in college and her parents has a big expectation to mae so that was really a hard time for us on how to tell,but im willing to take the responsibility to her and our unborn child.I remember when Mae told me that she’s 1 month delayed and she experienced nausea and vomiting,we try the pregnancy test and its positive,it was a joy for us,imagine we created life by means of love.by 8 weeks we visit the ob-gyne,the doctor made the confirmation that Mae is pregnant but couldn’t hear the heartbeat yet. Everyday I was thinking of mae’s situation because she suffer morning sickness and her mother notices the changes in her,but she keep on telling her mom an alliby.when I told my mom the truth,I showed her the medical check up to mae and just because my mom is a nurse she knew right away what is it.it was ok to her just because she knew that mae and I had a long relationship and my 3 sibling had their own family and before that when my father is still alive my parents like Mae as to be my wife.Right after I told my mom she called right away my sister in pasig ang my brother in Chicago Il.in USA telling that im going to be married to mae.while my family is talking about the wedding,mae couldn’t find the right time to tell her parents that she’s pregnant until she finally tell it,her parents really disappointed of what happened specially that they don’t know me well,I’ve met her mom but we haven’t had a chance to talk and Id never met her father because Mae told me that hes very strict because Mae is the only girl in the siblings.I was driving with my mom going to visit our apartment in Pasig when Mae texted me that her parents want to talk to me,when I arrived at their house I saw Mae and her mother crying while her father interviewing me,asking if im going to take the responsibility,and I said yes!that night both our parents arranged the wedding.And now mae and I are husband and wife and were having a baby two months by now. Every time we visit the ob-gyne I always brought my digital camera taking pictures and videos of our baby in the ultrasound. Im expecting for a baby boy but it’s a baby girl!…… well I just hope she’s healthy and normal.

Monday, September 24, 2007

What is toxemia?

Toxemia is a pregnancy-induced hypertension where a pregnant mother experiences a group of three or more symptoms.The signs and symptoms of toxemia may include elevated maternal blood pressure,swelling of ankles and hands,sudden weight gain as well as protein in urine.If you experiencing any of 2 of the above symptoms,you may possibly suffer from toxemia.Should this happen,please consult your gynecologist immediately.
The most important thing to prevent toxemia is to control your weight.From mid to final final trimester of pregnancy,your appetite may increase.Processed food,fast food,high calorie and low nutrition food are highly not recommended.yhe weight gained during this period should not be more than 500g per week.you may control your weight by doing some exercise such as walking for at least 30 minutes a day.if you are fit enough,you may even do the usual household chores.however,do consult your gynecologist before attempting to do any exercise or heavy household chores.